FDIC Problem Bank List

A list of commercial banks in the U.S. that are considered to be in financial difficulty. The Federal Deposit Insurance Corporation (FDIC) issues this problem list quarterly based on liquidity, capital levels and asset quality. Only institutions that are insured by the FDIC through the Deposit Insurance Fund (DIF) are included on the list. The actual names of the banks are not given, but the total assets are provided.

Problem institutions are chosen based on financial and operational criteria. The banks are given a ranking from one to five, with one being the most sound and five being the least. In order to be considered a four or five (a problem bank) the institution must have financial, managerial or operational weaknesses that threaten its continuing financial viability. The number of banks on the list are used to evaluate the strength of the financial industry as a whole. The banking industry is then used as a lagging indicator for the overall economy.


Investment dictionary. . 2012.

Look at other dictionaries:

  • Problem bank list — In American finance, the problem bank list is a confidential list created and maintained by the Federal Deposit Insurance Corporation which lists banks that are in jeopardy of failing. The list is closely monitored, and if problems continue with… …   Wikipedia

  • Bank of New England — Corporation Former type Corporation Industry Banking Fate Bankruptcy liquidation P …   Wikipedia

  • Bank — For other uses, see Bank (disambiguation). Banker and Bankers redirect here. For other uses, see Banker (disambiguation). Banking …   Wikipedia

  • 2008 United States bank failures — Fifteen United States banks have failed and been taken over by the Federal Deposit Insurance Corporation (FDIC) in 2008 as of September 25, 2008,cite web|url=http://www.fdic.gov/bank/individual/failed/banklist.html|title=Failed Bank… …   Wikipedia

  • Federal Deposit Insurance Corporation — FDIC …   Wikipedia

  • Deposit Insurance Fund - DIF — A fund that is devoted to insuring the deposits of individuals by the Federal Deposit Insurance Corporation (FDIC). The Deposit Insurance Fund (DIF) is set aside to pay back the money lost due to the failure of a financial institution. The DIF is …   Investment dictionary

  • Subprime mortgage crisis — Part of a series on: Late 2000s financial crisis Major dimensions …   Wikipedia

  • Loan modification in the United States — Loan modification, the systematic alteration of contactual mortgage loan agreements, has been practiced in the United States since the 1930s. During the Great Depression loan modification programs took place at the state level in an effort to… …   Wikipedia

  • Wachovia — Infobox Company name = Wachovia Corporation company type = Public (nyse|WB) slogan = Are You With Wachovia? foundation = 1908 (but with heritage dating to 1781) location = Charlotte, North Carolina key people = Robert K. Steel, CEO revenue =… …   Wikipedia

  • New Deal — This article is about the 1930s economic programs of the United States. For other uses, see New Deal (disambiguation). Top left: The Tennessee Valley Authority, part of the New Deal, being signed into law in 1933. Top right: Franklin Delano… …   Wikipedia

Share the article and excerpts

Direct link
Do a right-click on the link above
and select “Copy Link”

We are using cookies for the best presentation of our site. Continuing to use this site, you agree with this.